If you're dealing with burdensome debt, you may consider filing for bankruptcy. And while at it, you may wonder whether to handle the process on your own or hire a bankruptcy attorney to hold your hand. Research shows you're more likely to get a better result if you decide to hire an attorney. Here is what to expect when working with a bankruptcy lawyer.

Expect Sound Legal Advice

Your bankruptcy attorney will offer you legal advice to ensure a smooth process. For example, they will tell you which type of bankruptcy, between chapter 7 and chapter 13, is most appropriate, depending on your situation. They will walk you through the chapter you have chosen and the documents you need to produce. 

Throughout the whole process, it's expected you'll have multiple questions. With a bankruptcy attorney, you don't have to look through various unverifiable sources online to get answers. You can call them directly and get your answers. 

Expect Your Bankruptcy Attorney to Handle the Paperwork

Bankruptcy attorneys understand the ins and outs of the bankruptcy process. They will ask for your financial information, including your income, assets, expenses, and debt information. They will then use the information to prepare the needed official forms and file them with the court. 

Also, you don't have to worry about bankruptcy deadlines. Missing a deadline could lead to delays in the process, case dismissal, or other negative consequences. Protect yourself from these unwanted outcomes by letting a bankruptcy attorney handle the job. 

Expect Your Bankruptcy Attorney to Deal with Creditors

When filing for bankruptcy, you may have several creditors on your neck. But you don't want the pressure of answering calls or responding to emails from creditors asking for money. Your bankruptcy attorney will contact your creditors and explain your situation. 

Even if a creditor goes ahead and calls you, you can simply direct them to your lawyer. They won't bother you again after that. Your lawyer understands your situation, and the last thing they want is to see you get harassed. 

Expect Representation at Hearings

Upon filing for bankruptcy, there is a mandatory hearing for all debtors, referred to as the 341 meeting. Depending on your case, you may also be required to attend additional hearings like chapter 7 reaffirmation hearings and chapter 13 confirmation hearings. 

Your lawyer will tell you what is expected from these hearings. They will also represent you to ensure your bankruptcy application is successful.

For more information about bankruptcy law, contact a bankruptcy lawyer near you.